I took off my turtleneck and my skin is a mess... How do you take care of your jaw and neck?

How do you all check the condition of your neck and chin skin during this winter? It was so cold today that I decided to bundle up and wore a turtleneck, but my neck was so stuffy all day that I really suffered. As soon as I got home from work, I felt so suffocated that I took it off. When I looked in the mirror, I was shocked to see my neck and chin were red. I guess the constant friction of the knit fabric irritated my skin. I try to keep track of my skin, but it's especially rough today, and I'm really worried. Even if you put a lot of stuff on your face, it's hard to pay close attention to your neck. But seeing this noticeable sensitivity made me just can't ignore it. It's late, so I'm sleepy and don't want to lift a finger, but I think I need to get some emergency treatment before things get any worse. I'm thinking about applying a cooling, soothing pad. Do you have any tips of your own? I'm not sure if using a dedicated product is definitely more effective, or if simply slathering on your usual moisturizer would suffice. If anyone knows how to soothe irritated areas caused by turtlenecks in the winter, please share! I'm really curious about everyone's routines on nights like these when the temperature plummets.